We’ve partnered with Mill Wood Finance to offer a restaurant merchant cash advance service to provide you with the working capital you need to thrive. Whether you are looking to expand, manage cash flow or invest in new opportunities, merchant cash advances could be right for your restaurant business.

Obtaining a conventional business advance is proving all the more difficult for restaurant operators, with banks all the more reluctant to support the hospitality industry.

Even for operators who are able to secure this type of restaurant finance, a traditional advance has the associated drawbacks of a fixed repayment schedule, which isn’t always ideally suited for restaurants who experience seasonal peaks and troughs. 

That’s why restaurant operators in increasing numbers are turning towards merchant cash advances and as key players within the hospitality sector, we want to help restaurant owners realise their dream. 

What exactly is a merchant cash advance? 

A merchant cash advance is a form of business financing popular for operators as it allows restaurants to receive a lump sum of cash in exchange for a percentage of future debit and credit card sales. 

Unlike traditional loans, this solution is repaid through a fixed percentage of your daily takings as opposed to a loan repayment. This links your repayments to your business performance, ensuring your repayment schedule aligns with your revenue stream.